Call Mark See if I qualify
Reverse Mortgage Answers · Serving Maryland, DC, Virginia and Delaware for over 30 years Free in-home meetings · Call 410-788-7070
Mark McVearryNMLS 27670 · Catonsville, MD 410-788-7070

Articles

Plain-English reading on reverse mortgages.

Written by Mark for homeowners in Maryland, DC, Virginia and Delaware, and for the sons and daughters helping them decide. Pick a topic or browse everything.

Latest · Retirement money

7 Retirement Myths That Could Cost You More Than You Think

Seven common assumptions about retirement, from "Social Security will be enough" to "I will downsize later," and what each one really costs.

Read the article

293 articles

MD, DC & VA

Maryland Homeowners: You Could Be Missing Out on a Valuable Property Tax Credit

Thousands of eligible Maryland homeowners never apply for the state's Homeowners' Property Tax Credit. Who qualifies and how to claim it.

Read the article
Basics

Do You Still Own Your House With a Reverse Mortgage?

Yes. You keep the title and your name stays on the deed. A reverse mortgage is a loan secured by the home, not a sale of it.

Read the article
Basics

Is There Any Way to Get Out of a Reverse Mortgage?

You can sell, refinance, or pay the balance off at any time. There is no lock-in and no penalty for exiting.

Read the article
Myths & scams

What Is the Biggest Problem With Reverse Mortgages?

The biggest problem is not the loan, it is misinformation. What actually puts a reverse mortgage at risk, and what does not.

Read the article
Retirement money

Will a Reverse Mortgage Affect Social Security?

Reverse mortgage funds are loan advances, not income, so Social Security and Medicare are not affected.

Read the article
Basics

What Happens When You Sell a Home With a Reverse Mortgage?

Selling with a reverse mortgage is straightforward: the loan is paid from the proceeds and the rest is yours. No penalty, no timing rules.

Read the article
Retirement money

What a Federal Rate Cut Means for Homeowners 62 and Older Considering a Reverse Mortgage

What a Federal Reserve rate cut does and does not change for a homeowner 62 or older who is weighing a reverse mortgage.

Read the article
Myths & scams

Protecting Your Family from Holiday Scams

Fake charities, gift-card demands, phony grandchild calls. How to spot the holiday scams that target retirees and protect your family.

Read the article
Basics

HECM for Purchase Explained in Plain English

A HECM for Purchase lets you buy your next home with a reverse mortgage, in one closing, with no monthly mortgage payment.

Read the article
Retirement money

How a Reverse Mortgage Can Stop or Prevent Foreclosure

Behind on payments? A HECM can pay off the existing mortgage entirely so you stay in the home instead of selling under pressure.

Read the article
Family & heirs

Reverse Mortgages & Your Heirs: What Families Need to Know

When the loan comes due, your family can sell, refinance to keep the home, or walk away if the balance is higher than the value.

Read the article
Basics

Reverse Mortgage: Lump Sum vs. Monthly Checks vs. Line of Credit

Lump sum, monthly checks or a growing line of credit. Which payout fits which situation.

Read the article
Retirement money

Smart, Safe Ways to Use a Reverse Mortgage

Five sensible uses: pay off the mortgage, set up a standby credit line, fund safety modifications, cover care, and protect investments in a downturn.

Read the article
Compare options

Reverse Mortgage vs. HELOC vs. Cash-Out Refi

A side-by-side look at a HELOC, a cash-out refinance and a reverse mortgage, and which one is built for a retiree on a fixed income.

Read the article
Myths & scams

7 Reverse Mortgage Myths (Debunked!)

The bank takes your home, the kids get nothing, you could owe more than it is worth. Seven myths, each answered in a sentence.

Read the article
Basics

Reverse Mortgages 101 (2026 Update)

The plain overview: what a reverse mortgage is, who qualifies, how the money arrives, and what you stay responsible for.

Read the article
Family & heirs

What Happens to Your Heirs with a Reverse Mortgage

"What happens to my home when I am gone?" Your heirs' three options, and why nobody can owe more than the home is worth.

Read the article
Retirement money

How to Use a Reverse Mortgage Credit Line Wisely

The HECM line of credit grows every year even if home values do not. How to use that growth as a long-term safety net.

Read the article
Family & heirs

Reverse Mortgage Myths — Estate Planning Edition

Reverse mortgages and estate planning: the inheritance myths, and how the loan actually fits into a family's long-term plan.

Read the article
Family & heirs

How a Reverse Mortgage Can Help Your Kids Without Hurting Your Future

How parents can help adult children with a down payment or debt from home equity without draining their own retirement savings.

Read the article
Family & heirs

Regular or Reverse Mortgage: What Really Happens to Your Estate

Your estate works the same way with a regular mortgage or a reverse mortgage: heirs inherit the home and settle what is owed.

Read the article
Retirement money

Using a HECM for Home Repairs

A new roof or furnace on a fixed income. How a HECM covers necessary repairs without a new monthly payment or drained savings.

Read the article
Compare options

Reverse Mortgage vs. HELOC: What Most Homeowners Don’t Know

HELOCs carry variable rates, required payments and the bank's right to freeze the line. Why that matters after 62.

Read the article
Basics

What You Should Know Before a Reverse Mortgage: The Good, the Risks, and the Reality

The good, the risks and the reality. An honest look at when a reverse mortgage fits and when it does not.

Read the article
Retirement money

How a Reverse Mortgage Can Strengthen Your Retirement Plan in Maryland, D.C., and Virginia

Financial planners increasingly treat home equity as part of the retirement plan, not a last resort. How that works in practice.

Read the article
Myths & scams

Biggest Fears and Misconceptions About Reverse Mortgages

The fears people bring to the first call, addressed one by one: losing the house, the kids, the costs, the catch.

Read the article
Retirement money

How a HECM Reverse Mortgage Can Help Protect Retirees from Inflation

Groceries, utilities and insurance keep rising while a fixed income does not. How a HECM creates breathing room.

Read the article
Basics

The Government May Be Shut Down but Your Access to Home Equity Is Still Open

What a federal government shutdown means, and mostly does not mean, for homeowners with or applying for an FHA-insured HECM.

Read the article
MD, DC & VA

How a Reverse Mortgage Can Unlock Your Home Equity and Secure Your Retirement in Maryland

For Maryland homeowners 62 and older: how a HECM or a private reverse mortgage works, when it fits, and what to watch for.

Read the article
Retirement money

No One in Washington Is Coming to Pay Your Bills

Prices rise, gridlock continues, and the county still wants its taxes. Why more homeowners are looking at their own equity instead of waiting.

Read the article
Basics

The Three Things Most Homeowners Don’t Realize About Reverse Mortgages

Three things most people do not realize: HECMs are FHA insured, you can never owe more than the home is worth, and the credit line grows.

Read the article
Basics

Reverse Mortgage Qualifications & Requirements for 2025

The full 2025 checklist: age, residence, equity, counseling, and the financial assessment lenders run. What changed this year.

Read the article
Retirement money

Expert Spotlight: Mark McVearry Featured in Investing Daily’s “Stocks to Watch”

Mark's May 2025 interview with Investing Daily on using home equity as an income source that does not depend on the stock market.

Read the article
Retirement money

Using a Reverse Mortgage to Cover Medical Expenses in Retirement in Maryland, DC, and VA

Surgeries, long-term care and prescriptions can drain savings fast. Using home equity to cover health costs while staying home.

Read the article
Retirement money

Funding Home Renovations with a Reverse Mortgage in Maryland, D.C., or Virginia

Walk-in showers, ramps, a first-floor bedroom. Funding the changes that let you age in place without adding monthly debt.

Read the article
Retirement money

Fund Your Travel Dreams with a Reverse Mortgage

Europe, a cruise, the long road trip. Using home equity for the travel you planned for, without selling or draining savings.

Read the article
MD, DC & VA

Who Qualifies for a Reverse Mortgage in Maryland, D.C., or Virginia?

A quick guide for DMV homeowners: the age rule, the ownership rule, the residence rule, and what the counseling session involves.

Read the article
Compare options

Reverse Mortgage vs. Home Equity Loan in Maryland, DC and VA

Reverse mortgage or home equity loan? How each works, who each suits, and how to decide for your stage of life.

Read the article
Family & heirs

Inheriting a Home with a Reverse Mortgage. Here’s What You Need to Know.

Just inherited a home with a reverse mortgage? A step-by-step guide to your rights, your deadlines and your options as an heir.

Read the article
MD, DC & VA

Unlock Home Equity with a Reverse Mortgage in Maryland

Why Maryland retirees use a reverse mortgage, and what working with a local specialist who makes house calls looks like.

Read the article
MD, DC & VA

Reverse Mortgages in Washington DC, Maryland, and Virginia: What Homeowners in the DMV Need to Know

How reverse mortgages work in the DMV specifically: local home values, who qualifies, the pros and cons, and how to start.

Read the article
Retirement money

How a Reverse Mortgage Can Be a Financial Safety Net for Retirees in DC, Maryland & Virginia

Longer lives, medical bills, market swings. How a reverse mortgage acts as a financial buffer for retirees in the DMV.

Read the article
Retirement money

How a Reverse Mortgage Can Help Pay for In-Home Care in DC, Maryland and Virginia

Covering in-home care for yourself or a loved one from home equity, so nobody has to sell the house to pay for help.

Read the article
Basics

Understanding Reverse Mortgages: A Comprehensive Guide for Maryland and D.C. Homeowners

A comprehensive starting point for Maryland and DC homeowners: eligibility, payout options, costs, protections and next steps.

Read the article
Myths & scams

Busting The Reverse Mortgage Myths

The original myth-buster: the bank owns my home, my heirs get nothing, it is only for the desperate. Each one set straight.

Read the article
Family & heirs

Gift with Purpose: Using a Reverse Mortgage to Help Your Loved Ones

The desire to help children or grandchildren with major life expenses is a common sentiment among seniors.

Read the article
MD, DC & VA

Unlocking Home Equity in Washington DC: A Guide to Reverse Mortgages

If you're a homeowner aged 62 or older in Washington D.C., a reverse mortgage can be a powerful tool for boosting retirement income, covering...

Read the article
Basics

Understanding the Costs of a Reverse Mortgage

Reverse mortgages can be valuable financial tools for seniors, but understanding the associated costs is crucial before moving forward.

Read the article
Family & heirs

Preserve Your Legacy: How Reverse Mortgages Safeguard Your Estate for Future Generations

Working throughout your life to build a secure future for yourself also benefits your children and loved ones.

Read the article
Family & heirs

Helping Your Family Thrive: How Reverse Mortgages Offer Support Without Jeopardizing Your Security

It's natural for parents and grandparents to want to support their loved ones financially.

Read the article
Retirement money

Affording the Care You Need: How Reverse Mortgages Fund In-Home Care Costs

As you age, the need for additional support with daily activities and personal care may arise. In-home care services provide a comforting solution.

Read the article
Compare options

Unlock Accessibility and Safety: How Reverse Mortgages Fund Home Modifications for Aging in Place

As we age, our homes may need updates to ensure safety, comfort, and the ability to remain independent.

Read the article
Retirement money

Find Relief from Overwhelming Medical Bills: How Reverse Mortgages Offer a Solution

Unexpected medical events can have a devastating impact on seniors, both physically and financially.

Read the article
Retirement money

Take Back Control: How Seniors are Conquering Credit Card Debt with Reverse Mortgages

Carrying credit card debt into retirement can be financially crippling and emotionally draining.

Read the article
Retirement money

Safeguard Your Retirement Against the Unexpected: Reverse Mortgages as Your Financial Safety Net

Even with meticulous planning, life can throw curveballs in the form of unforeseen expenses that threaten to disrupt your retirement.

Read the article
Retirement money

Drowning in Debt? Find Relief with a Reverse Mortgage

It's a crushing feeling for seniors to find themselves trapped in a cycle of debt.

Read the article
MD, DC & VA

Unlocking Financial Stability After Divorce: Reverse Mortgages for Maryland Seniors

Divorce can introduce financial challenges, particularly for seniors facing limited incomes and potentially complex property division.

Read the article
Basics

Weathering Market Storms: How Reverse Mortgages Provide Stability for Seniors

Market fluctuations can be a major source of stress for retirees, especially those relying heavily on their investment portfolios for income.

Read the article
Retirement money

Build a Secure Financial Foundation for Your Retirement with a Reverse Mortgage

The uncertainty of retirement finances can be a major source of anxiety for seniors.

Read the article
Basics

Reverse Mortgages: A Powerful Financial Tool for Veterans

As a veteran, you've sacrificed to serve our country, and you deserve a comfortable and financially secure retirement.

Read the article
Retirement money

The Power of Reverse Mortgages for Philanthropy: Supporting Your Passions and Your Retirement

For charitably-minded seniors, a reverse mortgage can be more than just a financial tool; it's a means to maximize your philanthropic impact while securing...

Read the article
Basics

Transform Your Home for a Lifetime: Reverse Mortgages for Aging in Place Renovations

Staying in the home you love as you age becomes increasingly important for comfort, independence, and overall well-being.

Read the article
Basics

Yes! You Can Get a Reverse Mortgage on a Condo

If you're a homeowner aged 62 or older and live in a condo, you might be wondering if you qualify for a reverse mortgage.

Read the article
Retirement money

Rest Assured: Reverse Mortgages Don’t Affect Your Social Security Benefits

A common but important question many seniors have is whether a reverse mortgage will impact their hard-earned Social Security income.

Read the article
Basics

Bad Credit? You Can Still Qualify for a Reverse Mortgage

If you're a senior homeowner struggling with past credit issues, don't let that deter you from exploring reverse mortgages.

Read the article
Basics

Yes! You Can Use a Reverse Mortgage to Pay Off Your Existing Mortgage

If you're a homeowner aged 62 or older, a reverse mortgage offers a unique way to eliminate your existing mortgage payments, freeing up your...

Read the article
Retirement money

Unlock a Worry-Free Retirement: How Reverse Mortgages Ease Financial Stress

Financial anxieties can weigh heavily on seniors, impacting their quality of life and eroding the sense of security they deserve in their retirement years.

Read the article
Retirement money

Safeguarding Your Retirement: Strategic Uses of Reverse Mortgages for Unexpected Expenses

Even with meticulous planning, unexpected costs can arise during retirement, jeopardizing your financial stability.

Read the article
Basics

Weathering Market Storms: How Reverse Mortgages Provide Stability for Seniors

Market volatility can be incredibly stressful, particularly for retirees who rely on their investments for income.

Read the article
Retirement money

Banish the Fear of Outliving Your Savings: Unlock Financial Security with Reverse Mortgages

One of the biggest worries many retirees face is the possibility of outliving their savings.

Read the article
Basics

Finding Stability After Loss: How Reverse Mortgages Offer Support to Widowed Seniors

The loss of a spouse is a profoundly emotional experience, often accompanied by unexpected financial challenges.

Read the article
Basics

The Sandwich Generation: Caught Between Financial Responsibilities and Love

If you're simultaneously caring for your children and aging parents, you're part of the "sandwich generation." This common situation can be emotionally rewarding but...

Read the article
Retirement money

Forced to Retire Early? Reverse Mortgages Offer a Path to Financial Security

When you're unexpectedly forced into early retirement, the financial repercussions can be daunting.

Read the article
Basics

Feeling Trapped by Your Mortgage? Reverse Mortgages Offer a Way Out

For many homeowners, particularly those approaching retirement or already in their golden years, the financial strain of a traditional mortgage can feel like a...

Read the article
Basics

Tired of Living Paycheck to Paycheck? A Reverse Mortgage Could Be Your Lifeline

In a world where financial stability seems like a distant dream for many seniors, the relentless cycle of living paycheck to paycheck can be...

Read the article
Myths & scams

Reverse Mortgages for Manufactured Homes

Reverse mortgages provide senior homeowners with a unique opportunity to tap into their home equity, offering financial relief and flexibility during retirement.

Read the article
Retirement money

Navigating Tax Implications: Does a Reverse Mortgage Impact My Taxes?

Reverse mortgages offer a unique financial solution for seniors seeking to enhance their retirement income without the burden of monthly mortgage payments.

Read the article
Basics

Can I Use a Reverse Mortgage to Pay Off My Existing Mortgage?

In the landscape of retirement planning, managing outstanding mortgage payments can pose a significant challenge.

Read the article
Retirement money

Avoid Becoming a Burden: Reverse Mortgages for Independent Retirement Living

In the golden years of retirement, the last thing anyone wants is to become a financial or emotional burden on their loved ones.

Read the article
Retirement money

Divorce Wrecked Your Retirement Plan? Rebuild with a Reverse Mortgage

Divorce can significantly impact your financial stability, especially when it comes to retirement planning.

Read the article
Retirement money

The Crushing Burden of Medical Debt: Find Relief with a Reverse Mortgage

Unexpected illnesses or long-term health conditions can take a significant toll – both physically and financially.

Read the article
Retirement money

Reverse Mortgages: A Financial Lifeline for a Comfortable Retirement

After a lifetime of hard work, you deserve a retirement filled with relaxation, fulfilling your dreams, and enjoying the company of loved ones.

Read the article
MD, DC & VA

Reverse Mortgages in Baltimore, MD: What You Need to Know

In the heart of Baltimore, MD, many seniors are turning to reverse mortgages as a strategy to secure financial freedom in their golden years.

Read the article
Retirement money

Embracing Financial Independence in Retirement

The Importance of Financial Independence Financial independence in retirement means having the financial means to cover life's necessities and pleasures without compromising your lifestyle...

Read the article
Retirement money

Don’t Sacrifice Your Independence: Funding a Comfortable Retirement with a Reverse Mortgage

In today's financial landscape, securing a comfortable retirement while maintaining independence is a top priority for many seniors.

Read the article
Retirement money

Reverse Mortgage Solutions for Debt Consolidation: Unlocking Financial Freedom for Seniors

In an age where financial stability is a top priority for seniors, reverse mortgage solutions for debt consolidation emerge as a beacon of hope.

Read the article
Compare options

Reverse Mortgage vs. Home Equity Loan: Which is Better?

As a senior homeowner, you may be considering ways to access the equity you've built up in your home to supplement your retirement income,...

Read the article
Basics

Reverse Mortgages in Arlington, VA: What You Need to Know

As a senior homeowner in Arlington, VA, you may be considering a reverse mortgage to supplement your retirement income, pay for healthcare expenses, or...

Read the article
Family & heirs

Don’t Let Your Home Be Sold to Pay Your Debts: Reverse Mortgages Secure Your Family’s Future

As seniors navigate the financial challenges of retirement, the fear of losing their home due to mounting debts or unexpected expenses can be overwhelming.

Read the article
Basics

Reverse Mortgage Eligibility Guidelines: Do You Qualify?

If you're a senior homeowner considering a reverse mortgage to supplement your retirement income or pay for expenses, it's essential to understand the eligibility...

Read the article
Retirement money

Long-Term Care Costs a Nightmare? Reverse Mortgages Can Cover the Gap

As seniors live longer and healthier lives, the need for long-term care services is becoming increasingly common.

Read the article
Retirement money

Will Getting a Reverse Mortgage Disqualify Me for Medicaid or Other Benefits?

As seniors navigate the complex landscape of retirement planning, the prospect of obtaining a reverse mortgage can raise various questions and concerns.

Read the article
Retirement money

Social Security Not Enough? How Reverse Mortgages Supplement Your Income

For many seniors, Social Security benefits form the backbone of their retirement income.

Read the article
Retirement money

What If I Need Long-Term Care in the Future? Reverse Mortgages and Planning Ahead

As we age, the need for long-term care becomes a reality many of us must consider.

Read the article
Retirement money

Mortgage Payments Eating Your Retirement? Explore the Freedom of Reverse Mortgages

For many seniors, the burden of monthly mortgage payments can significantly impact their retirement lifestyle and financial security.

Read the article
Family & heirs

The Long-Distance Caregiver’s Solution: Using a Reverse Mortgage to Support Aging Parents

As a long-distance caregiver, watching your parents age from afar is both a blessing and a challenge.

Read the article
MD, DC & VA

Reverse Mortgage for Divorcees in Washington DC: Financial Stability Post-Divorce

Divorce can be a challenging and emotionally taxing experience, especially when it occurs later in life.

Read the article
Retirement money

Don’t Let Medical Bills Derail Retirement: Reverse Mortgages as a Financial Lifeline

Retirement is meant to be a time of well-deserved relaxation, a chance to pursue long-awaited dreams and enjoy the fruits of a lifetime of...

Read the article
Retirement money

Reverse Mortgages for Single Women: Financial Independence in Retirement

As a single woman approaching retirement, you may face unique financial challenges and concerns.

Read the article
Family & heirs

Caring for a Loved One: How a Reverse Mortgage Can Fund In-Home Care

As our loved ones age, ensuring they receive the care and support they need becomes a priority.

Read the article
Compare options

Downsizing vs. Reverse Mortgage: Pros and Cons

As you approach retirement, you may be considering your housing options and how they align with your lifestyle goals and financial needs.

Read the article
Basics

Unexpected Expenses? Don’t Panic! Reverse Mortgages as a Lifeline

Life has a knack for throwing curveballs, especially when we least expect them.

Read the article
Family & heirs

Helping Your Children with a Reverse Mortgage

As a parent, you never stop wanting to help and support your children, even when they're grown.

Read the article
Myths & scams

Is a Reverse Mortgage Right for Me? Demystifying the Myths

Navigating retirement planning can be complex, with various financial products vying for your attention.

Read the article
Retirement money

Long-Term Care Planning with a Reverse Mortgage

As we age, the likelihood of needing long-term care services increases.

Read the article
Family & heirs

Don’t Sell the Family Home: Reverse Mortgages and Keeping Your Legacy Intact

For many seniors, the family home represents far more than just a physical structure – it's a repository of cherished memories, a sanctuary that...

Read the article
Basics

Do I Lose My Home with a Reverse Mortgage?

One of the most common misconceptions about reverse mortgages is that homeowners lose ownership of their homes when they take out this type of...

Read the article
Retirement money

Don’t Just Survive Retirement, Thrive! Reverse Mortgages as a Financial Tool

Retirement is often portrayed as a time of rest and relaxation, a well-deserved reward after decades of hard work.

Read the article
Basics

Reverse Mortgage for Medical Expenses: Is It a Good Fit?

As we age, healthcare costs can become a significant financial burden, often consuming a large portion of our retirement savings.

Read the article
Basics

Unlock Your Home’s Hidden Potential: The Reverse Mortgage Advantage

For many retirees, their most significant asset is often overlooked and underutilized – the equity they've built up in their homes over the years.

Read the article
Compare options

The Hidden Costs of Downsizing: Why a Reverse Mortgage Might Be Smarter

As seniors approach retirement, many consider downsizing their homes as a way to reduce expenses and simplify their lives.

Read the article
Family & heirs

Supporting Adult Children Through Hard Times? Reverse Mortgages Ease the Burden

As parents, we never stop worrying about our children, even when they're grown up and have families of their own.

Read the article
Basics

The Smart Senior’s Guide to Financial Freedom: Understanding Reverse Mortgages

As you approach your golden years, ensuring financial security and independence becomes increasingly crucial.

Read the article
Family & heirs

Don’t Force Your Kids to Become Caretakers: Aging in Place with the Help of a Reverse Mortgage

As we age, many of us hope to remain in the comfort of our own homes, surrounded by familiar faces and cherished memories.

Read the article
Retirement money

Renovate Your Retirement: Upgrade Your Home Without the Loan Stress

As you enter your golden years, the idea of renovating or upgrading your beloved home may seem like a distant dream.

Read the article
Basics

Don’t Lose Your Home to Foreclosure: Reverse Mortgages as a Last Resort

For many seniors, the threat of foreclosure can be a devastating and overwhelming experience.

Read the article
Retirement money

Crushing Credit Card Debt: Can a Reverse Mortgage Be the Solution?

For many retirees, the golden years have been tarnished by the weight of lingering credit card debt.

Read the article
Compare options

Staying in the Home You Love: Reverse Mortgages vs. Assisted Living

As we age, our housing needs and preferences may change. For many seniors, the decision between staying in their beloved home or moving to...

Read the article
Retirement money

Don’t Let Inflation Devalue Your Retirement: Unlock Your Home’s Value with a Reverse Mortgage

Inflation is an ever-present force that erodes the value of money over time, and for retirees, managing this erosion is crucial to maintaining a...

Read the article
Basics

Reverse Mortgages for Homes with Existing Liens: A Smart Solution

For many seniors, their homes represent a significant portion of their net worth and a valuable asset that can provide financial security in retirement.

Read the article
Retirement money

Retirement on Your Terms: How a Reverse Mortgage Can Boost Your Golden Years

Retirement should be a time of freedom, exploration, and enjoyment—a reward for decades of hard work.

Read the article
Family & heirs

Leaving a Legacy: How a Reverse Mortgage Can Be Part of Your Estate Planning

When considering a reverse mortgage, one of the common concerns among homeowners is the potential impact on their ability to leave an inheritance for...

Read the article
Retirement money

Debt Consolidation and Financial Peace of Mind with a Reverse Mortgage

Carrying debt into retirement can be a significant source of stress and anxiety for many seniors.

Read the article
Basics

Covering Unexpected Expenses with a Reverse Mortgage

No matter how carefully you plan for retirement, unexpected expenses can arise, threatening to disrupt your financial stability and peace of mind.

Read the article
Basics

Staying in the Home You Love: Aging in Place with a Reverse Mortgage

For many seniors, the idea of leaving behind the home they've lived in for decades is deeply unsettling.

Read the article
Retirement money

Supplementing Your Retirement Income With a Reverse Mortgage

As you approach your golden years, one of the biggest concerns is ensuring you have enough income to sustain your desired lifestyle throughout retirement.

Read the article
Basics

Unlocking the Benefits of Reverse Mortgages: A Comprehensive Guide for Financial Planners

As a financial planner, you play an important role in helping your clients manage their finances and achieve their financial goals.

Read the article
Basics

Top 5 Reasons a Reverse Line of Credit Becomes a Last Resort for Some, First Resort for Others

A reverse line of credit (LOC) is a type of reverse mortgage that allows seniors to access their homeequity as needed through a line...

Read the article
Basics

Senior Fitness: A Guide to Staying Active and Independent

As we age, it becomes increasingly important to maintain a healthy and active lifestyle.

Read the article
Basics

Unlocking Home Equity: How a Reverse Mortgage Can Help Seniors Achieve Financial Goals

As seniors age, their financial needs and goals may change. One way for seniors to access the equity in their homes and achieve their...

Read the article
Retirement money

Living Your Best Retirement Life with a Reverse Mortgage

Retirement is often seen as a time to relax and enjoy life after years of hard work.

Read the article
Retirement money

How a Reverse Mortgage Can Help You Achieve Your Retirement Goals

Hello, dear readers! Today, we're going to explore an often misunderstood yet potentially beneficialfinancial tool - the reverse mortgage.

Read the article
Basics

Unlocking the Power of Your Home: How a Reverse Mortgage Can Provide a Path to Financial Freedom

If you're a homeowner who is approaching retirement or already retired, you may be wondering how you can make the most of your home...

Read the article
Retirement money

Retirement Planning in the Digital Age: Expert Strategies for a Changing Landscape

As we move further into the digital age, retirement planning has become more complex than everbefore.

Read the article
Basics

12 Creative Ways a Reverse Mortgage Can Change a Seniors Life

Retirees and senior citizens who own a home can leverage a reverse mortgage to make their lives easier and more comfortable.

Read the article
Basics

12 Habits that Help Seniors Live a Happier and More Fulfilling Life

Aging is a natural part of life, and it comes with its own set of challenges.

Read the article
Basics

Empowering Seniors: How a Reverse Mortgage Can Help You Achieve Your Dreams

As we age, we all have dreams and goals we wish to achieve. However, sometimes our financial situation can hold us back.

Read the article
Retirement money

Living Your Best Life in Retirement: A Guide to Health, Wealth, and Happiness

Retirement can be an exciting and rewarding time of life, filled with new opportunities and the freedom to pursue your passions.

Read the article
Retirement money

Maximizing Your Retirement Savings Using a Reverse Mortgage: Strategies and Tips for Seniors

Retirement planning can be daunting and complex, especially when it comes to ensuring that you haveenough savings to last through your golden years.

Read the article
Retirement money

Navigating Social Security: Tips for Maximizing Your Benefits

Navigating the complex world of Social Security can be overwhelming, especially for seniors who rely on it as a primary source of income.

Read the article
Retirement money

Partnering with a Reverse Mortgage Lender: How We Can Help You Achieve Your Retirement Goals

As you move closer to your retirement years, the importance of having a solid financial plan in placecannot be overstated.

Read the article
Retirement money

Retirement Planning 101: Essential Tips for a Secure Financial Future

Embarking on your retirement planning journey might seem daunting, but it's a crucial step in securing your financial future.

Read the article
Basics

The 10 Benefits of a Reverse Mortgage Most People Overlook

The financial landscape of retirement can be challenging to navigate. For homeowners, one oftenoverlooked tool that can ease this journey is a reverse mortgage.

Read the article
Basics

The 12 Most Popular Home Repairs and Renovations Reverse Mortgages are Used For

As seniors age, it's not uncommon for their homes to require repairs or renovations to accommodatetheir changing needs.

Read the article
Retirement money

Staying Active and Engaged in Retirement: How to Pursue Your Passions

Retirement can be a wonderful time to pursue your passions, hobbies, and interests.

Read the article
Basics

Top 10 Home Maintenance Tips for Seniors – Securing Comfort and Value

Greeting my golden-aged friends! Today, we'll delve into the world of home upkeep with the "Top 10 Home Maintenance Tips for Seniors".

Read the article
Basics

The Hidden Benefits of a Reverse Mortgage Line of Credit

A reverse mortgage line of credit is a financial tool that allows seniors to access the equity in theirhomes to help them live more...

Read the article
Basics

Transforming Lives: Three Real-Life Stories of How a ReverseMortgage Can Make a Difference

As you approach retirement, it's important to consider all of your options for managing your finances and achieving your goals.

Read the article
Myths & scams

The Top 10 Facebook Comment Myths About Reverse Mortgages Debunked with Facts

Reverse mortgages are a popular retirement planning tool, but unfortunately, they are often surrounded by misinformation and myths.

Read the article
Family & heirs

How Healthcare Providers Can Help Seniors Access Their Home Equity with a Reverse Mortgage

As a healthcare provider, you are in a unique position to help seniors navigate the financial challenges of aging.

Read the article
Basics

Healthy Aging: Tips and Strategies for Senior Health and Wellness

Aging is a natural part of life, and with it comes changes in our physical, mental, and emotional health.

Read the article
Retirement money

Is Inflation and Rising Cost of Living Affecting Your Lifes Quality? 10 Ways A Reverse Mortgage Can Help

Inflation and the rising cost of living can put a significant strain on anyone's finances, especially seniors living on a fixed income.

Read the article
Family & heirs

How to Wisely Help Your Adult Children Financially: A Guide for Parents

As a parent, you want your children to succeed in life, and sometimes that means providing them with financial support.

Read the article
Basics

Financial Freedom for Seniors: How a Reverse Mortgage Can Provide Peace of Mind

As seniors approach retirement age, they often face financial challenges that can make it difficult to maintain their standard of living.

Read the article
Retirement money

10 Ways Tax Lawyers Can Use a Reverse Mortgage to Help Clients Facing Financial Hardship

As a tax lawyer, you may have clients who are facing financial difficulties and struggling to pay their tax bills.

Read the article
Basics

Food for Thought: List of Activities that Seniors Can Enjoy

As we grow older, it's essential to engage in activities that nourish our bodies, minds, and spirits.

Read the article
Basics

Did You Know Reverse Mortgages Don’t Have the Same Requirements As Other Loans?

A reverse mortgage is a type of loan that allows seniors to access their home equity without making monthly payments.

Read the article
Retirement money

Staying Active and Engaged in Retirement: How to Pursue Your Passions

Retirement can be a wonderful time to pursue your passions, hobbies, and interests.

Read the article
Basics

When You Can’t Help Your Clients: The Power of Referring to a Reverse Mortgage Specialist

As a loan officer, your goal is to help your clients find the best financial solutions for their needs.

Read the article
Basics

10 Games to Play with Seniors that Everyone Can Enjoy

As we get older, it's important to stay mentally sharp and engaged with our loved ones.

Read the article
Retirement money

10 Reasons to Get a Financial Advisor After You Retire

Retiring is a significant life event that requires careful planning to ensure your financial security for the future.

Read the article
Basics

10 Reasons Reverse Mortgage Loans Outshine Other Loans

Reverse Mortgage loans have become an increasingly popular option among senior homeowners who are looking for ways to supplement their retirement income.

Read the article
Myths & scams

10 Common Retirement Planning Mistakes to Avoid

Retirement planning can be daunting, especially when it comes to financial decisions that impact the rest of your life.

Read the article
Family & heirs

4 Real-Life Scenarios That Show How a Reverse Mortgage Can Help Seniors Achieve Their Goals

As seniors approach retirement, many of them find themselves facing unexpected financial challenges that can put their long-term goals at risk.

Read the article
Basics

5 Ways Realtors Can Use a Reverse Mortgage to Help Seniors Buy or Sell a Home

As a realtor, you are dedicated to helping seniors buy or sell their homes.

Read the article
Basics

5 Ways Bankruptcy Attorneys Can Use a Reverse Mortgage to Help Clients Facing Financial Difficulties

Bankruptcy can be a difficult and stressful time for clients, but as a bankruptcy attorney, you can help your clients explore all of their...

Read the article
Retirement money

5 Smart Retirement Planning Strategies That You Need to Start Today

Retirement is a time to enjoy the fruits of your labor and live comfortably.

Read the article
Family & heirs

How a Reverse Mortgage Can Affect Your Inheritance: What You Need to Know

Table of Contents What is a Reverse Mortgage? Repaying the Loan: Rules You Need to Know Repay the Loan and Keep the Home Sell...

Read the article
Compare options

Unlocking the Value of Your Home: A Guide to Understanding Reverse Mortgages, Home Equity Loans, and HELOCs

Table of Contents Understanding Reverse Mortgages Understanding Home Equity Loans Understanding Home Equity Lines of Credit (HELOCs) Reverse Mortgage vs. Home Equity Loan vs.

Read the article
Basics

How a Reverse Mortgage Can Help Seniors Achieve Financial Stability and Peace of Mind

As we age, it's natural to worry about our financial future. Retirement can be expensive, and with medical expenses, home repairs, and other unexpected...

Read the article
Basics

Reverse Mortgage Occupancy Requirements: A Guide for Homeowners

As a homeowner, you understand the importance of taking care of your property.

Read the article
Retirement money

Home Equity: The Retirement Funding Hero

Retirement is supposed to be a time of relaxation and comfort, but the truth is that it can be a time of financial stress...

Read the article
Myths & scams

Reverse Mortgages: Clearing Up Common Questions and Misconceptions

Heard all of the myths and misconceptions and now you have arrived here with reverse mortgage questions to help you understand the product more?

Read the article
Compare options

Reverse Mortgage for Purchase: A Valuable Option for Homeowners

Are you a homeowner looking to move but facing financial constraints? If so, a Reverse Mortgage for purchase may be the solution you need.

Read the article
Myths & scams

5 Common Misconceptions About Reverse Mortgages Debunked

Reverse Mortgages can be a helpful financial tool for many retirees, but unfortunately, there are a lot of misconceptions that can make them seem...

Read the article
Retirement money

Property Tax Relief and Financial Security with Two Real-Life Scenarios

At Reverse Mortgage Answers, we have recently had the privilege of helping some clients who found themselves in a difficult situation and looking for...

Read the article
Basics

Upgrade Your Home for a More Comfortable and Functional Living Space

As homeowners, we all want our homes to be comfortable, functional, and stylish.

Read the article
Basics

Aging Gracefully with Reverse Mortgages: What are They and How Do They Work?

As homeowners begin the process of aging gracefully, they often seek ways to access the value of their abode without having to part with...

Read the article
Retirement money

9 Ideas for Staying Social and Engaged in Retirement

Retirement is a time to enjoy the fruits of your labor and relax, but it's also important to stay social and engaged.

Read the article
Basics

Maximizing the Potential of a Reverse Mortgage

For seniors seeking alternative funding options, a Reverse Mortgage can offer a valuable source of income.

Read the article
Basics

Securing a Reverse Mortgage: Understanding Qualifications and the Application Procedure

Reverse Mortgages are a loan option for seniors who wish to access the equity in their homes without having to sell the property or...

Read the article
Family & heirs

Estate Planning for the Modern Senior: How to Keep More of Your Assets

Estate Planning Table of Contents Will and Trusts Giving to Charity Life Insurance Reverse Mortgage Estate planning is an essential aspect of financial planning...

Read the article
Retirement money

7 Ways to Save Money on Healthcare Costs in Retirement

Healthcare costs can be a significant expense for seniors, especially in retirement when you're no longer covered by employer-sponsored insurance.

Read the article
MD, DC & VA

Exploring Maryland: Activities and Attractions for Seniors

As a Reverse Mortgage company located in Catonsville, we already know Maryland is a beautiful state with a diverse range of activities and attractions...

Read the article
Basics

10 Tips for Staying Independent and Active in Your Golden Years

As we age, it's natural to slow down and focus more on relaxation and leisure.

Read the article
Retirement money

How to Travel in Retirement without Breaking the Bank

Traveling in retirement can be a great way to see the world, make new memories, and explore new cultures.

Read the article
Basics

How to Use Technology to Stay Connected and Independent as a Senior

Technology can be a great resource for seniors looking to stay connected and independent.

Read the article
Basics

How Your Credit History is Examined for a Reverse Mortgage

Whether you’re looking to supplement your retirement income, make repairs to your home or buy a new house altogether, a Reverse Mortgage is a great...

Read the article
Basics

How to Create a Safe and Accessible Living Environment

As we age, it's natural for our needs to change, and our homes should reflect that.

Read the article
Basics

Exploring Washington D.C: Activities and Attractions for Seniors

Exploring Washington DC, the nation's capital, offers a wealth of activities and attractions for seniors to explore and enjoy.

Read the article
Basics

Discover the Power of a Reverse Mortgage: A Solution for Paying Off Your Existing Mortgage

Are you living on a fixed income and looking for a way to pay off your existing mortgage?

Read the article
Family & heirs

7 Reasons Financial Advisors Use Reverse Mortgages for their Clients

Some people incorrectly believe that Reverse Mortgages only apply to people with no other options.

Read the article
Basics

Why do so many Uninformed People Hate Reverse Mortgages? Here’s why!

Despite over a million homeowners 62 and older who are satisfied Reverse Mortgage participants, surveys show some people still have a strong distaste for...

Read the article
Basics

Everything You Need to know About Reverse Mortgage Insurance in 2021

Do I need Reverse Mortgage Insurance? A federally-insured reverse mortgage comes with the assurance that the borrower will receive loan payments as agreed by...

Read the article
Basics

How To Pick a Financial Advisor

In some of our articles, you'll find that we always advise you to talk to your financial advisor...

Read the article
Retirement money

Maintaining an Active Lifestyle on a Retirement Budget

Living on a retirement budget seniors tend to run the risk of living an inactive lifestyle as they get older due to several factors...

Read the article
Basics

Upgrades and Home Improvements to Make with a Reverse Mortgage

A reverse mortgage offers you a certain amount of financial freedom which means you can do anything you like including home improvements or remodeling...

Read the article
Family & heirs

Eligible vs. Ineligible Non-Borrowing Spouse Rules for Reverse Mortgage

Many people have asked the difference between an eligible and ineligible spouse as regards to the reverse mortgage. Let's set the record straight.

Read the article
Basics

What Happens to My Reverse Mortgage if a Natural Disaster Hits My Home?

Just like a traditional loan, insurance also covers a reverse mortgage loan.

Read the article
Basics

Paying For Home Care With Your House

The dream of most retiring seniors is to stay at home and age in place.

Read the article
Compare options

HECM Reverse mortgage or HELOC – Which is the Best Cash Flow options for fixed-income seniors?

Today, in America, many seniors are living off a fixed income that barely covers their essential needs.

Read the article
Basics

4 Reverse Mortgage Safeguards You Should Know

Taking out a Home Equity Conversion Mortgage (HECM) is a big decision to make.

Read the article
Basics

Did You Know You Can Use a Reverse Mortgage in a Divorce Settlement?

I bet you never heard this one. Well, a reverse mortgage is a versatile financial tool that you can use for almost anything, including...

Read the article
Retirement money

How Long Your Money Will Last in Retirement?

Many people who want to retire ask a lot of questions, and one of them is, “how long will my money last in retirement.”...

Read the article
Basics

The Best Time to Get a Reverse Mortgage

The reverse mortgage offers incredible flexibility whether you’re looking to purchase a new home, get rid of an existing mortgage, or you’re just looking...

Read the article
Basics

7 Questions You Should Ask When Considering a Reverse Mortgage

Getting a reverse mortgage is a big decision. Therefore, it is important to have all the information about the loan.

Read the article
Basics

6 Ways You Can Use a Reverse Mortgage

If you’re considering a Reverse Mortgage to help you better enjoy your retirement, you may be wondering if there are any restrictions on how...

Read the article
Myths & scams

Reverse Mortgage Myths: Dispelled!

Reverse Mortgages have been around for almost 30 years. However, there are still many Reverse Mortgage myths people believe are...

Read the article
Compare options

Downsizing with a Reverse Mortgage

Have you been thinking about downsizing and finding a smaller house that suits your need, moving closer to family or retiring in a warmer...

Read the article
Retirement money

Reverse Mortgages Are Not Just for Low Income Seniors

When it comes to mortgages, reverse mortgages don’t have so much of a good reputation, even among low income seniors.

Read the article
Basics

Do You Ever Wonder Who is the Ideal Client for the Reverse Mortgage? Find out Today!

As a Reverse Mortgage company with over 25 years of experience, we’ve worked with thousands of homeowners.

Read the article
Basics

Stay in Your Home with a Reverse Mortgage

Are you considering selling your home and belongings in order to move to a retirement home?

Read the article
Retirement money

Building a Budget for Retirement

We all have dreams of retirement that include plans of what we will do with our free time and ideas for how we will...

Read the article
Retirement money

3 Reasons Retirees Choose Reverse Mortgages

With the baby boomer generation aging out of the workforce, there is one thing at the top of everyone’s mind-retirement.

Read the article
Myths & scams

Too Many Are Afraid to Discuss the True Costs of Medicare. Find out the Facts Today!

Most of us are unable to jump right into “retirement.” It’s a word that sounds good to our ears, but the truth is that...

Read the article
Retirement money

How to Mentally Thrive During Retirement

While money and finances are important aspects to consider when retiring, there’s more to retirement than just having a lot of money in the...

Read the article
Basics

Qualifying for a Reverse Mortgage Loan: What You Need to Know

If you are retiring or nearing retirement, there’s a good chance that you’re taking a good look at your finances.

Read the article
Retirement money

4 Tips for Staying Healthy During Retirement

One of the biggest concerns about retirement is that health and well-being will start to decline simply because there is less to do -...

Read the article
Basics

The Pros and Cons of Reverse Mortgages You Should Know About

When considering a reverse mortgage for your retirement planning, it’s important to see the pros and cons of reverse mortgages.

Read the article
Retirement money

How to Retire Happy: 3 Tips for Living the “Good Life”

For a lot of people, retirement is the ultimate reward after years and years of hard work.

Read the article
Retirement money

How You Can Use the Money You Get from Your Reverse Mortgage

If you’re considering a Reverse Mortgage to help you better enjoy your retirement, you may be wondering if there are any restrictions on how...

Read the article
Retirement money

3 Tips for Successfully Transitioning into Retirement

Most adults look forward to the day they retire with great anticipation (some almost as soon as they start their career).

Read the article
Retirement money

Successful Retirement Comes in All Shapes and Sizes

We will get right to the point. If you think the only way to have a successful retirement is to have a hefty 401k...

Read the article
Basics

Reverse Mortgages Aren’t a Last Resort

For years now, reverse mortgages have been viewed by retirees as a last resort.

Read the article
Retirement money

Find Purpose in Your Retirement with Careful Planning

After years and years of getting up in the morning, putting on business casual attire, and heading out the door to work retirement can...

Read the article
Retirement money

5 Tips To Help You Plan for Retirement

There are many steps that go into planning for retirement as well as many tips and tricks to help make the entire planning process...

Read the article
Retirement money

5 Trips You Need To take in Retirement

As spring draws near, many people are beginning to think about ways to get out of the house and escape the winter blues.

Read the article
Myths & scams

Essential Factors to Consider in a Retirement Budget

When you sit down to create your retirement budget, it may be difficult to know where to begin.

Read the article
Retirement money

How Can I Retire with Enough Money to be Comfortable?

It’s not uncommon today to hear that you will need at least $1 million saved to live a comfortable life during retirement.

Read the article
Basics

5 Things to Consider Before You Get a Reverse Mortgage

Reverse Mortgages are one of the most popular financial resources for individuals in retirement.

Read the article
Myths & scams

5 Myths About Reverse Mortgages You Need To Know

Reverse Mortgages are intimidating to most people. Not because they are actually overly complicated, but because there are many misconceptions about Reverse Mortgages that...

Read the article
Basics

Follow Your Dreams with a Reverse Mortgage

Perhaps you’ve been stuck behind a desk you hate at a job you loathe for too long.

Read the article
Myths & scams

3 Facts about Retirement You Probably Didn’t Know

Like most people, you have probably been saving and planning for your retirement for years.

Read the article
Retirement money

How Much Do I Really Need for Retirement?

One of the most common questions individuals ask as they are preparing for retirement is “How much money do I REALLY need?” They want...

Read the article
Retirement money

21% of Baby Boomers Lack Adequate Savings to Cover One Month of Basic Expenses

A recent poll reveals that all generations feel unprepared when it comes to retirement savings — with 21% of Baby Boomers indicating that they...

Read the article
Family & heirs

A Recent Report Shows That the Aging Population Is Struggling to Maintain Their Homes. Discover Your Options Today!

The vast majority — 78% — of homes in the U.S. headed by someone age 75 or older are owned free-and-clear, a recent report...

Read the article
Compare options

Building Your Nest Egg with the Reverse Mortgage Can Be a Great Option!

Did you know that USA Today listed Reverse Mortgages among the best options for retirees to build their nest eggs?

Read the article
Basics

Don’t Wait Until It’s Too Late! Learn How You Can Age in Place Using the Reverse Mortgage.

If you’ve ever considered “aging in place,” you may want to strongly consider the structural upgrades that are essential for living with accessibility and...

Read the article
Myths & scams

Do You Run from the Reverse Mortgage Because of All the Bad Press? RMA Is Tackling the Myths Today!

Like most financial products in the market, the Reverse Mortgage certainly has its fair share of myths and misconceptions.

Read the article
Basics

Get Ready to Wow Your Guests for the 4th of July with This Guilt-Free Dessert!

Independence Day is almost here! With 4th of July quickly approaching, many Americans are preparing to fire up the grill, host parties, and enjoy...

Read the article
Basics

Can You Score a Perfect Result on a Reverse Mortgage Quiz?

If you follow our weekly blogs, the name “Jamie Hopkins” may ring a bell.

Read the article
Basics

Did You Get Your Dad Something Special for Father’s Day Yet? If Not, Check out These Gift Ideas!

We are excited to celebrate our good ole’ Dads, our first male role models early in life.

Read the article
Basics

Discover the Top Five Ways a Reverse Mortgage Can Help You Kick Off This Summer

The spring season is quickly drawing to a close, and summer is almost here! Many people look forward to summer for the sunny weather,...

Read the article
Family & heirs

Are You the Grandparent or Elder Relative of a Graduate This Year? Let’s Treat Him/Her to Something Special!

Hooray! It’s that special time of year where we celebrate graduates.

Read the article
Family & heirs

Monday We Raise Our Flags for Memorial’s Day! Find out How to Enjoy the Celebration with a Senior Loved One

Veterans are a symbol of what makes our nation great, and we must never forget all they have done to ensure our freedom.” –...

Read the article
Retirement money

Statistics Reveal a Grim Outlook for Today’s Retirees; Discover How It Doesn’t Have to Be the Same for You!

Recent data from a survey regarding retirement reveals an alarming statistic: One-third of respondents admitted to saving less than $5,000 for retirement.

Read the article
Basics

To the Strong Women That Raised Us: We Appreciate You Always! Happy Mother’s Day from RMA

A mother is she who can take the place of all others, but whose place no one else can take.” – Cardinal Meymillod Mother’s...

Read the article
Basics

Learn How the Reverse Mortgage Can Help You Spring Clean in an Entirely Different Way

Spring is officially here, and hopefully, you are beginning to enjoy the warmer temperatures.

Read the article
Basics

Did You Know That the Federal Reverse Mortgage Could Solve These Problems for Seniors?

There is no doubt that a Reverse Mortgage is not a one-size-fits-all solution.

Read the article
Retirement money

Are You a Retiree? If So, Find out Why This Financial Planner Urges You to Learn About Reverse Mortgages!

Reverse Mortgage expert, Jamie Hopkins, recently published his new book on the subject of retirement strategies entitled Retirement: Rewiring the Way You Think about...

Read the article
Retirement money

Did You Know That a Quarter of Seniors Heavily Rely on Social Security in Retirement? Here Is a Solution.

A recent analysis from the Social Security Administration shows that American seniors rely heavily on federal benefits in retirement, often in the absence...

Read the article
Basics

Hooray! RMA Is Calling All Crafty Seniors for Easter. Let’s Celebrate the Spring Season!

We have reached that exciting time of year when the Spring season brings bright flowers, the Easter Bunny, treats, chocolate, and family gatherings.

Read the article
Basics

Help! Who Is Responsible for Paying Back a Reverse Mortgage?

One of the most frequently asked questions regarding the Reverse Mortgage is “Who pays it back?” To address the issue of who is responsible...

Read the article
Basics

The Top 3 Reasons Why You Should Replace Your Existing Mortgage with a Reverse

If you are wondering if it is smart to replace your existing mortgage with a Reverse Mortgage, the answer is yes! According to Stephanie...

Read the article
Basics

Ready to Spring Forward? But First, Prep Your Immune System for the Changing Season!

The Spring Season is right around the corner, but the weather conditions may not always feel like it! There is no telling when cold...

Read the article
Basics

Still Curious About All the Reverse Mortgage Talk? Discover the Latest Change Seen by Counselors

Since the most recent changes to the Federal Reverse Mortgage program went into effect in October 2017, Reverse Mortgage counselors have witnessed another change:...

Read the article
Basics

Roses Are Red, Violets are Blue, Today is Your Day to Give Into Your Sweet Tooth!

If you can smell all the love in the air this Valentine’s Day, then so can we.

Read the article
Myths & scams

Think You Know All About a Reverse Mortgage? Check Here to Confirm the Facts!

What is a Reverse Mortgage? A Reverse Mortgage is just like a line of credit without a monthly mortgage payment.

Read the article
Myths & scams

Do You Shy Away When You Hear the Term ‘Reverse Mortgage’ Due to Its Reputation? Find out the Truth Today!

It is no secret that when people hear the term “Reverse Mortgage,” they usually tend to reject or shy away from it.

Read the article
Myths & scams

Dispelling Some of the Myths about a Reverse Mortgage!

Reverse Mortgages have been around for almost 30 years. However, there are still many misconceptions about it.

Read the article
Retirement money

Dreading the New Year? Same Money Problems? Here’s How a Reverse Mortgage Can Kick Off Your 2018!

As the holiday season comes to a close, you may be in awe of how fast 2017 flew by us! While many of us...

Read the article
Basics

In Need of Last Minute Christmas Gift Ideas? Don’t Worry! We’ve Got You Covered!

The Christmas holiday is right around the corner, and many of us will be busy spending these last few days wrapping gifts and preparing...

Read the article
Retirement money

Oh no! Worried About a Monthly Mortgage Payment While Retired? Here is Your Solution.

Every time I see an advertisement regarding retirement portfolios on TV, I cringe because those retirees look happy.

Read the article
Basics

Kleenex on Hand? After Reading These Reverse Mortgage Success Stories, You May Need One.

It is not often that Reverse Mortgage success stories are heard or shared in the media.

Read the article
Myths & scams

Protect Yourself from Various Forms of Fraud and Abuse

In today’s digital world, there are many scams affecting thousands of people worldwide, young and old alike.

Read the article
Basics

How Reviewing Your Finances Before the Year Ends Can Bring in the Next One Even Better!

Now that the holiday season for 2017 has officially arrived, it is easy to become wrapped up in gifts, parties, and all of the...

Read the article
Basics

Happy Thanksgiving! Here is a Pumpkin Pie Recipe For You!

With the Thanksgiving holiday just a few days away, many of us are planning our menus as we gather our loved ones to celebrate...

Read the article
Basics

Looking to Stay Healthy This Holiday Season? Check out These Tips for Seniors

As the Holiday season approaches, many of us are looking forward to spending time with our loved ones, enjoying homecooked meals, and unwinding with...

Read the article
Basics

Not Sure Which Method Is Best to Fund Your Home Improvement Projects? Take a Peek Here!

As soon as the month of October ends, most senior homeowners quickly shift gears to focus on the upcoming family-oriented holidays, the winter season,...

Read the article
Myths & scams

Too Old for Trick Or Treating? Well, We Can All Say ‘Boo’ to all of the Myths About a Reverse Mortgage

Well, I have heard about a Reverse Mortgage, but I just don’t think that it is a good idea.” We hear this sentiment often...

Read the article
Basics

Help! How Do I Know if A Reverse Mortgage Is Truly Right for Me?

It’s no secret that more and more consumers are becoming aware of what a Reverse Mortgage is, how it works, and who qualifies for...

Read the article
Basics

HUD Reveals Pressing Problem of Senior Housing. A Reverse Mortgage Can Solve It!

A recent publication by the Department of Housing and Urban Development states ”Reverse Mortgages may be one solution to the pressing problem of senior...

Read the article
Basics

Are You a Senior Homeowner? Reasons Why You Will Rejoice After Second Quarter’s Results…

During the second quarter of 2017, senior homeowners saw an increase in their home equity grow by $150 billion.

Read the article
Basics

The Top Five Things That a Reverse Mortgage Means for You!

Are you nearing retirement and getting anxious about where you stand financially?

Read the article
Basics

How Building and Maintaining a Good Credit Score Helps You in the Long Run!

When it comes to the term “credit score,” people are usually hesitant and reluctant to listen any further.

Read the article
Basics

Taking Control Of Your Finances

Reality: we are living longer and expenses are increasing. *Are you 62 or older? *Are you still making mortgage payments?

Read the article
Retirement money

Are You Gambling On Retirement? Understanding the Role of Reverse Mortgages

In the game of life, retirement can sometimes feel like a high-stakes gamble.

Read the article
Retirement money

Are You Living On Fixed Income?

Living on a fixed income can be tough. Find out why Reverse Mortgages have become so popular.

Read the article
Basics

Are You Ready To Cross That Bridge?

Have you ever considered using your home equity as part of your retirement plan?

Read the article
Retirement money

What if you don’t have enough saved to retire?

Every time I see an advertisement regarding retirement portfolios on TV, I cringe because those retirees look happy.

Read the article
Basics

Concerned About Health Issues? A Reverse Mortgage May Be The Answer.

The cost for medical treatment continues to rise, especially during retirement.

Read the article
Basics

Aging In Place Requires Planning

Paying for medical expenses and maintaining a home can be difficult, however the goal of Americans is to do both.

Read the article
Basics

Life Without Mortgage Payments: The Freedom of Reverse Mortgages

Imagine a life without monthly mortgage payments. A life where your income is increased and the money you receive can be used for anything...

Read the article
Retirement money

Jamie Hopkins, Professor of Taxation

Using a Reverse Mortgage is no longer just for the cash poor and house rich.

Read the article
Retirement money

Mortgage Debt – The Retirement Time Bomb

In today’s modern world of social media, with all the posts and tweets of everything you could possibly imagine, ask yourself, when was the...

Read the article
Basics

It’s Only a Loan

I have been specializing in the reverse mortgage field since 2001.

Read the article
Basics

Baby Boomers are retiring in droves

Boomers are retiring in droves, in fact about 10,000 a day! Watch out World, this generation wants more than bingo and shuffleboard, and will...

Read the article
Basics

What Financial Experts Are Saying About Reverse Mortgages

The Department of Housing and Urban Development (HUD) has implemented its final phase of the Reverse Mortgage Stabilization Act.

Read the article
Basics

Living Longer with Smart Financial Tools

The reality is we are living longer, much longer, which is great news. However, it requires the appropriate planning from a financial standpoint.

Read the article
Retirement money

A New Retirement Strategy

When it comes to using a reverse mortgage in retirement planning, there are several strategies that make the standby line of credit feature a...

Read the article
Basics

RIP Tom Marr

With a heavy heart we regret to announce the passing of radio icon, community leader, and our dear friend, Tom...

Read the article
Basics

Some Habits are Hard to Break And Some Not So…

Today kicks off the last week of June and its time to write another check to your mortgage company.

Read the article